OK, so your wallet's feeling a little bit healthier courtesy of a New Year bonus from your boss.
But if you don't want to splash the cash immediately, perhaps thing about investing instead.
Here are five ways which could make a profit.
1. Classic cars
Where? Prindiville, east London.
Get behind the wheel of a roaring trend for classic cars and you could see your investment accelerate.
Canary Wharf workers who crave a swish Aston Martin or retro jaguar E Type for financial benefits, as well as the wow factor, could make up to 10 per cent extra on their money.
That’s according to Prindiville founder Alex Prindiville, whose east London dealerships specialises in the sector.
The firm is inviting a “select number of investors” to join its guaranteed return on investment scheme with varying initial sums of cash.
Alex said: “Because we’ve recently moved to the Canary Wharf area, this is something we want to open up to the City workers – they have the benefits of our years of experience and knowledge, so they can own a supercar and make a profit without the hassles that come with owning any supercar.
“The growth in the market for classic cars over the last few years has outstripped any other investment.
‘The car market is very buoyant for good quality original car like E Type Jaguars and Aston Martins and then you’ve got very early Supercars which can be rare like the Ferrari 458 Speciale Aperta.
“Some are low volume cars, because they were made to be racing cars, and after a period of time they can go from £100,000 to £200,000 to a million.
“For example, some of the Posche 911 GT3 RS are making between £60,000 to £70,000 over cost price.”
So how does it all work?
Prindiville source the vehicles through their network, which have a healthy margin once resold into the UK or
Investors then have the option to invest in one or more snazzy sets of wheels depending on how flush they feel.
Returns will be made yearly.
Where? Victualler, Wapping
If you’re looking to invest your cash in bottles, go big. Magnum-sized big.
That’s according to Daniil Vashchilov, founder of Wapping wine bar, Victualler.
He said as wine matures, it grows in value, so advises those looking to splash their extra cash on wine to plump for Bordeaux or Burgundy grapes when they are young, and investing in Magnum-sized bottles.
Trendy after-work drinking spot Victualler is famed for its biodynamic, organic and natural varieties of tipples, and Daniil’s team started selling Magnum-sized red and white wine without sulphates and additives earlier this year.
These include a pinot blanc from Alsace retailing at £56 as well as a 2011 Chateau Le Puy with a rather hefty £82 price tag to take home.
Although investing in the one and a half litre sizes may bite into your bonus Daniil said the reward would be greater in taste and price to quality ratio.
“Wine in general is a very good investment, it doesn’t really matter whether it’s organic, biodynamic or natural,” he said.
“It takes years to develop wine in a magnum - you can put it in the cellar and after some time you’ll get a better wine out of it, because it has aged.
“The wine goes through a microoxidation process and develops and then it’s to do with the oxygen proportions in the bottle - if there’s less oxygen in proportion to the volume of the bottle, it take longer to develop and you find a better minerality.
“If you invest in wine that hasn’t been released yet - say from one of the vineyards in the French domaines - you can taste the wine before it goes into the bottle and see the potential product.
“Then the wine gets bottled and you wait until it is ready and it’s delivered to your door.”
3. Country estate
Where? Lower Mill Estate
Fancy a countryside retreat surrounded by more than 550 acres of Cotswolds greenery?
Then an award-winning collection of sustainable holiday homes in the Lower Mill Estate could prove a perfect escape from the London rat race.
A couple of hours drive from Canary Wharf lies lakeside properties and freehold plots so buyer can design their bolthole by opting for property options including the Habitat House.
Builders can then be instructed to complete the property for a fixed price over an agreed time period, with contracts starting from £245,000.
Activities to make the most of the surroundings abound, whether that be rambling, cycling, swimming in heated pools or paddle-boarding.
Homeowners can take the faff out of their own food prep and instead visit on-site restaurant Ballihoo.
Lower Mills Estate, Somerford Keynes, Nr Cirencester, Gloucestershire, GL7 6BG
4. La Sultana yacht
Where? Cold War Soviet spy ship
Can’t quite wait for The London Boat Show 2016 to arrive at The Excel?
The Docklands event, which starts on January 8, hosts hundreds of swish superyachts and nautical vessels as well as accessories brands from across the globe.
But if you want to put your bonus (and some savings) to good use this side of Christmas, then a former Cold War Soviet spy ship could be a tempting choice.
Broker Camper and Nicholsons has released one of the last remaining vessels of its type, La Sultana, onto the market.
The 65-metre long boat has since been transformed into a luxury yacht with seven cabins sleeping 12 guests and decked out with a swimming pool, jacuzzi, marina beach club and hammam.
There’s even a helipad so buyers can jet straight on-board.
The interiors are just as lavish, featuring artwork from Moroccan creative Jilali Gharbaoui.
Stats-wise it weighs 823 tonnes, a range of 5,000 nautical miles cruising at 11 knots, and a top speed of 13 knots.
Added extras include two Nantucket Limited Edition Sellerie By Lancel boats and an XPRO 490, a Mini-Moke jeep, two jetskis, two kayaks, two windsurfing boards, diving equipment, a wakeboard, six bikes, wifi and an onboard entertainment system.
Costs €22.5 million.
5. East London property
Fancy pouring your hard-earned bonus into some bricks and mortar instead?
We quizzed Chestertons’ associate director of sales, Rod Cullen, about the top five reasons to invest in developments in east London.
5 reasons to invest in East London residential property:
1) Canary Wharf still has growth potential – unlike Central London.
Canary Wharf is growing.
Canary Wharf Group’s expansion of the estate eastwards into Wood Wharf and its proposed diversification away from banking will expand the working population of Canary Wharf and areas close by will benefit. Isle of Dogs, Royal Docks & Stratford would all fall into that category.
2) Rental yields still make sense. Unlike in Central London.
Because capital values are not saturated achievable rents on many different types of properties still “stack up”. A 4% gross yield is considered mediocre in E14 and East London. With a little nous and a certain amount of research an investor should be able to achieve 5% gross yield without too much effort.
The transport links in Canary Wharf, Royal Docks and Stratford areas of east London are good to excellent, and this will be further burgeoned by the coming of Crossrail in 2018.
Properties within 250-500m of the new Crossrail stations will show the largest growth (though some of this is already priced in to today’s values), though properties within 1km of Crossrail stations should also benefit.
4) Things to do / amenities.
Tenants will always want to live in areas with good amenities and the better the shopping facilities (Canary Wharf shopping centres, Westfield shopping centre in Stratford), and the better the bars and restaurants in the area the more attractive such places will be.
Canary Wharf is no longer the “ghost town at weekends” that people traditionally used to believe.
5) Capital growth potential.
The improvements to infrastructure, amenities, and gentrification of east London areas such as Stratford and Royal Docks are bound to lead to capital growth, as has been the case with Canary Wharf already.
Seven or eight years ago most people buying in Canary Wharf would only do so because they worked here, over time, as the area has developed and as amenities have improved, so more people have wanted to live in Canary Wharf because it was a “nice place to live”, convenient and with comparatively clean air.
As more people wanted to live in the area residential property prices have risen.
It is not inconceivable that Royal Docks and Stratford can similarly benefit for the same reasons in the future, and for sure, there is still a lot of future (capital) growth potential in Canary Wharf, E14, too.